★ Built for Main Street

AI insurance for America's small businesses.

AI can delete records, leak confidential information, give customers wrong answers, or scam employees with deepfakes. Your plan covers the cost.

  • ★Takes under two minutes
  • ★Free quote, no obligation
  • ★Covers the risks AI creates
A contractor loading a toolbox into his pickup at a job site
AI double-booked 6 jobsLost income covered
Who it's for

If your business uses AI, you need to protect against real risks.

A contractor at his pickup truck on a job site

Trades and contractors

The risks
  • An AI scheduler double-books your crews.
  • An AI-written estimate leaves out materials and you eat the difference.
A hardware store owner in front of his shelves

Stores and shops

The risks
  • An AI chatbot promises a customer a price you never offered.
  • An AI inventory tool wipes your stock records.
A restaurant owner at the counter

Restaurants and cafes

The risks
  • An AI ordering assistant gets orders wrong all Friday night.
  • An AI booking tool takes reservations for tables you don't have.
The risks

How we protect your business against AI risks

Data deleted or corrupted

An AI tool with access to your systems overwrites a customer list, wipes records, or quietly corrupts a mission-critical spreadsheet.

How we protect youWe pay to recover or rebuild your data.

Confidential data leaked

An employee pastes client files, pricing, or health details into an AI tool. A chatbot reveals confidential client information to prospective customers.

How we protect youWe pay for notification, investigation, and cleanup.

Customer harm or downtime

An AI assistant gives a customer wrong information, sends a bad quote, or breaks a process. You're left with refunds, claims, or downtime.

How we protect youWe cover customer claims, legal defense, and the income you lose while it is fixed.
A shop owner checking stock with a clipboard

When AI makes a mistake, you're covered.

AI mistakes can wreck your business. A deleted file turns into lost revenue, a leaked record into a notification bill, a wrong answer into a customer claim. AI Protection Pro pays those costs so one mistake doesn't set your business back.

Plans

Pick your level of protection

Choose the level of protection that fits how your business uses AI. Add coverage for specific tools as you need it.

Essential

Core protection for your data and information

  • Data restorationCost to recover or rebuild data damaged by an AI tool
  • Confidential information responseNotification, investigation, and cleanup after an AI-related disclosure
★ Most protection

Complete

Our broadest protection against AI risk

  • Everything in Essential
  • Customer liabilityClaims from customers harmed by an AI error
  • Business interruptionIncome lost while an AI failure is resolved
  • Legal defenseDefense costs for AI-related claims
  • Deepfake fraudLosses from AI impersonation scams

Add-ons

Extend coverage to the AI tools you rely on

  • Chatbot issuesClaims when a customer-facing chatbot or assistant gets it wrong
  • AI agent mistakesLosses when AI sends email, changes records, or makes payments in error
  • AI content claimsCopyright and false-statement claims over AI-generated content
  • AI vendor outageLosses when an AI provider you rely on goes down
Straight talk

You built the business. We cover the AI risk.

★Plain English

Every plan lists what it covers in words you'd use yourself.

★No pressure

A quote is free and doesn't commit you to anything.

★Real answers, fast

Tell us about your business in under two minutes. We reply within one business day.

How it works

From quote to covered

  1. Tell us about your businessAnd how you use AI. It takes under two minutes.
  2. Choose your planPick Essential, Complete, and any add-ons.
  3. Get your quoteWe'll follow up within one business day with next steps.
Questions

Common questions

What is AI insurance?

It covers the costs when an AI tool makes a mistake in your business, such as damaged data, leaked confidential information, customer claims, lost income, and deepfake scam losses. What's covered depends on the plan you choose.

Who is it for?

Small businesses in any industry.

Where is coverage available?

Coverage is available in all 50 states.

What does it cost?

You'll see plan pricing as you build your quote. Add-ons are priced with your quote.

Does requesting a quote start my coverage?

No. Requesting a quote does not start coverage. Your coverage starts only once your policy is issued.

How soon will I hear back?

We'll email you within one business day with your quote and next steps.

Put AI to work with confidence.

Free quote. No obligation. Takes under two minutes.

Get my quote